Home Insurance in Dayton and Columbus, OH
Protecting Homeowners in Dayton, Miamisburg, and Columbus, OH
Home insurance is vital for any homeowner or renter. It protects dwellings, belongings, and people, and at NRK - Hogan Insurance we have a comprehensive home insurance program. From property and high-value item to fire and vandalism, this program has the coverages you need. We tailor our home insurance program to fit the needs of individual clients and we’ll tailor this program to fit your needs.
Coverages and a Policy Tailored to You
There is no limit to the insurance we can provide, so whatever you need to secure your home, we can deliver. We’ll help you choose your form of reimbursement – replacement cost or actual cash value (ACV) – and we’ll ensure that your coverage amount is calculated accurately. Ohio has a co-insurance clause so it’s important that calculations are precise.
As an independent agency we work with a number of carriers and these carriers ensure that we give you the greatest possible selection of coverage and policy options.
These options include:
- Property Insurance
- Homeowners Liability
- Renters Insurance
- Condo Insurance
- Mobile Home Insurance
- Scheduled Property Insurance
- Landlords Insurance
- In-Home Business Insurance
Property rates have significantly increased over the last few years so reviewing home insurance policies frequently is important. We review our client’s policies regularly and we ensure that the coverage these policies provide is current and that limits and deductibles are adequate. We also review policies to ensure that rates are appropriate.
You can save money on your home insurance and we’ll help you save it. You can combine home insurance with auto insurance to make a multi-line policy. This gives you discounts for which you would not otherwise be eligible and it sometimes even expands your coverage options. See our home & auto page and/or speak with an agent to learn more.
Working with NRK- Hogan Insurance
Our agents are local and therefore understand the needs of homeowners in Western Ohio. They write for anyone they can; even hard-to-place homeowners. Ohio has specific laws against insurance companies declining to write coverage in certain areas and our agents are glad of this. It gives our agents chances to be advocates for homeowners.
We work closely with clients to find the right solutions, and once solutions are in place we support clients on an ongoing basis. We manage risk and claims, monitor policies regularly, and are fully available. This ensures that clients’ costs are minimal and that clients can reach us whenever and however they need to reach us.
NRK - Hogan Insurance is proud to provide home insurance in Dayton, Miamisburg, Westchester, Centerville, Kettering, Cincinnati, and Columbus, OH. We also serve other areas in the state and we serve other states.